Financing made simple
Imagine if securing the finance you need, at the right price, and with the best conditions was as easy as picking up the phone. At ifac, we believe it should be. After all, we do it every day. With our extensive experience and long-established relationships with Ireland's key financial institutions, we make the lending process straightforward and stress-free. Whether you're looking to secure new financing or restructure existing debt, we’re here to help every step of the way.
Whether you need finance for land purchases, machinery upgrades, working capital, or expansion plans, we help you navigate the complexities of borrowing. We understand the unique challenges that farmers face when dealing with lenders, from fluctuating incomes to evolving regulations, and we work to secure the best possible terms.
Noreen Lacey, Head of Banking
Expert guidance in a complex landscape
Navigating the banking world today isn’t easy. Irish banks face increasing pressures from regulatory rules and liquidity constraints, making it more challenging than ever for potential borrowers to secure favourable terms. That’s where we come in. With our deep understanding of the financial landscape and the factors that influence lending decisions, we ensure that your loan proposal is comprehensive, professional, and aligned with what lenders need to see.
Tailored loan proposals
A strong loan proposal is essential for securing the best terms from the bank. We take the time to fully understand your financial needs and goals, and then craft a tailored proposal that positions you as a strong candidate for lending. From preparing detailed financial statements to presenting a compelling case for your farm’s growth potential, we handle every aspect of the application process, so you don’t have to.
Our lending support services include:
Loan application preparation
We ensure that your application is thorough and meets all the requirements, increasing your chances of approval.
Debt restructuring
If you’re facing difficulties with existing loans, we can help you renegotiate terms and restructure debt to alleviate financial pressure.
Negotiation with banks
We take the lead in negotiations, leveraging our relationships with financial institutions to secure the best pricing and conditions for your loans.
Ongoing support
Financing needs can change over time. Whether you’re expanding your farm, purchasing new equipment, or managing cash flow, we’re here to support you with expert advice and financial strategies.
Your financial advocate
When it comes to dealing with banks, you don’t have to go it alone. At ifac, we’re your financial advocate, working tirelessly to secure the best outcomes for your farm. With our support, you can focus on what you do best—running your business—while we handle the complexities of securing the finance you need. Our deep understanding of the agricultural sector means we can anticipate challenges, provide practical solutions, and give you the confidence to make informed financial decisions. No matter what stage your farm is at, we’re here to help you build a secure and sustainable financial future.
